A Clearer Picture of Your Finances The Janney Advantage Account offers a clearer picture of your daily finances through one consolidated statement of your cash and investment activity. At year-end, you’ll receive a summary of all business and personal expenditures, categorized to help you identify your spending habits. The monthly and annual statements can help you understand how spending can impact your daily finances, investments and long-term savings. Share this data with your Janney Financial Consultant to really help bring your financial picture into focus.
A Choice of Savings Vehicles FDIC Coverage† Our optional Insured Sweep Program offers at least $2,500,000 in FDIC insurance and highly-competitive interest rates. How does it work? Our single sweep account spreads your savings among multiple FDIC-Insured banks to offer a combined level of insurance, which is greater than any single bank. For more information on FDIC insurance, please visit www.fdic.gov. View the list of our program banks Tax-Free Money Market Funds†† Offer the tax advantages of money markets investing in municipal bonds. Dreyfus Taxable Money Market Funds†† Offer a wide variety of money markets including those investing in Treasury and other taxable securities. View our current program rates Cash Management Program Features Check Writing Both your initial check order and any re-orders are free. There is no dollar minimum per check. Payee information is displayed on your monthly statement and included in a year-end summary statement. Platinum Debit MasterCard® The Platinum Debit MasterCard® gives you worldwide purchasing power at millions of merchants. Member benefits include travel and accident insurance, roadside service, extended warranty insurance and the Janney RewardsSM program. Janney RewardsSM Janney RewardsSM is a point program that accumulates when you make purchases with your Platinum Debit MasterCard®. You can also accumulate points based on the balances in your cash sweep account. Points add up quickly, rewarding you with over 1,000 merchandise and gift items, free air travel, hotel stays and car rentals. See our rewards points guidelines ATM Withdrawals You can use your Platinum Debit MasterCard® to withdraw cash at Automated Teller Machines (ATMs) in the MasterCard®, Cirrus® and Maestro® networks, and to obtain cash and traveler's checks at banking offices worldwide. Transaction fees incurred at ATMs will be credited back to your account (some exceptions apply). Online Bill Payment Pay bills online to any creditor with a U.S. address, including merchants, utility companies, individuals or businesses. You can choose from a pre-established list of common merchants or create a personal list of individuals and companies. Make a single payment or establish a payment schedule. Contact a Janney Financial Consultant for details or call 1-800-JANNEYS and speak to one of our nearly 1,000 Financial Consultants.
†Effective October 3, 2008, the basic limit on federal deposit insurance coverage was temporarily increased from $100,000 to $250,000 per depositor. The increase will remain in effect through December 31, 2013. On January 1, 2014, FDIC deposit insurance for all deposit accounts—except for certain retirement accounts—will return to at least $100,000 per depositor. Insurance coverage for certain retirement accounts, which include all IRA deposit accounts, was increased permanently to $250,000 per depositor in 2006. ††An investment in a Money Market Fund is not a deposit in a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Money Market Fund. For more complete information on the Money Market Fund, including fees and expenses, please request a brochure and prospectus. Please read the prospectus carefully before investing or sending money.
The Janney Advantage® account allows you to quickly and easily manage your checking, savings, Platinum Debit MasterCard® and electronic bill payments through a cash management account that is linked to your investments.