Fixed income investments come in various types and risk levels, and as with equities, a diversified portfolio can help provide less volatile returns while helping minimize downside risk. Whether you are new to bonds or a seasoned investor, your Janney Financial Consultant can coordinate the services of our fixed income specialists and help determine the amount and type of fixed income exposure that is appropriate for your needs. Our Specialists Janney's team of experienced bond specialists and fixed income strategists will support you and your Financial Consultant in planning and executing your fixed income strategy. Our Fixed Income Research and Strategy Team provides daily, weekly and monthly commentary on market and economic trends, as well as issuer-specific credit research. In addition, special commentary is regularly produced highlighting specific industry news, government actions and world events that affect the fixed income markets. Janney Fixed Income Strategists are always available to assist with market guidance and support. View Our Fixed Income Commentary Our municipal and taxable fixed-income traders stay current regarding the latest events affecting the Treasury, corporate, municipal, CD and other fixed income markets. Their experience, coupled with knowledge of current events, can ensure professional execution of a wide range of transactions from your basic bond purchase to more complex strategies such as ladders and swaps. Janney BondSTAR Janney BondSTAR offers personalized analysis and reporting tools that can help build and manage your fixed income portfolio. These easy-to-understand reports professionally illustrate key fixed income concepts providing value and transparency in the portfolio management process. These powerful and insightful tools can help investors meet their investment goals by analyzing income stream, credit quality and sensitivity to interest rates. Some of BondSTAR’s reporting and analysis features include:
View Sample Report
Learn what Janney clients have grown to expect, contact a Janney Financial Consultant for a free, no obligation Janney BondSTAR portfolio review.
New Issues Janney often plays a role in helping to issue debt for local municipal, corporate, government and non-profit organizations. Our strong institutional capability means that retail investors often have access to new bond issues that might not be available at other firms. Our Financial Consultants are regularly informed of upcoming transactions so that they can facilitate your purchase if a new issue fits your overall investment strategy. New Issue Calendar Laddered Bond Strategies This type of strategy uses a portfolio of individual bonds, structured with regular maturity intervals that can provide current income while reducing interest rate risk. Bonds in a laddered strategy mature at a frequency, which allows for reinvestment into the prevailing interest rate environment. If interest rates rise, your portfolio will gradually adjust to offer higher income. A Janney Financial Consultant can access our experienced bond traders to structure a bond ladder and manage the reinvestment of maturing bonds on an ongoing basis. View Sample Bond Ladder Taxable Fixed Income Capabilities Taxable fixed income securities offer a predictable stream of income with repayment of principal if held to maturity, subject to issuer credit risk. In addition, incorporating taxable fixed-income securities into a portfolio can provide investors with the diversification needed to help reduce the overall volatility of a portfolio. Janney offers a broad selection of securities to execute investment strategies in a wide range of taxable markets including:
Based on your investment objectives and risk tolerance, our Financial Consultants can help you determine the allocation to taxable fixed-income securities that is right for you. Tax-free (Municipal) Capabilities Municipal bonds can be the bedrock of a tax-free strategy which can bring relief from federal, state and some local taxes. Many variables can affect the tax-free status of bond income, specifically the Alternative Minimum Tax (AMT), which is a distinct tax levied on certain investors. Our bond traders consider factors such as tax considerations, sector exposure and credit quality, to help your Financial Consultant create the optimal tax-free municipal portfolio for your needs.
Certificates of Deposit (CDs) Your Janney Financial Consultant can add CDs to your portfolio as another source of fixed income. These brokered CDs provide the same FDIC coverage as those issued by your local bank; however, Janney gives you the advantage of access to competitive rates from banks nationwide.
Market-Linked CDs Janney’s Fixed Income Specialists are up to date on the constantly evolving and innovative selection of available fixed income products. Market-Linked CDs are one such innovation that provides FDIC insurance of your principal investment (if held to maturity) with the potential of growth based on the performance of an underlying index or equity market. Your Janney Financial Consultant can help you determine if Market-Linked CDs might be an appropriate addition to your overall diversified investment strategy. Unit Investment Trusts (UITs) UITs offer the convenience and diversification of owning a portfolio of securities in a packaged investment. These portfolios are professionally selected and are designed to achieve a stated investment objective. UITs also have a defined life, allowing investors to rebalance their investment upon maturity. Your Janney Financial Consultant can offer a wide array of equity and fixed income UITs from the leading industry sponsors to help meet your investment needs. Bond Mutual Funds and Exchange Traded Funds (ETFs) If a simpler approach to bond investing suits your preferences, your Janney Financial Consultant has access to hundreds of mutual funds and ETFs from the top issuers. Your experienced Financial Consultant can match your needs and provide research and insights to help you sort through the universe of options. Contact your Janney Financial Consultant to get started. If you own or manage a business, corporation, government entity or non-profit, Janney Capital Markets can help you secure the financing you need. Click here for more information.
Fixed income investments are an important part of an asset allocation strategy that can help assist investors in achieving their personal financial objectives.