Investing Strategies and Solutions

Whether you’re completely new to investing or a seasoned investor looking to assess and update your existing portfolio, we can help. It starts with a plan that considers where you are today and where you want to be tomorrow. Our Janney Financial Advisors take into consideration your goals, priorities, and circumstances, and provide recommendations for an investment strategy and an implementation road map.


61% of Americans report that they own stock*, while there are 70 million active participants in 401(k) plans.** 

 

* Gallup, April 2023 Economy and Personal Finance survey.
**Investment Company Institute, September 2023. 

A broad range of investment solutions

We offer choices in how you work with your Financial Advisor, including how you receive advice, manage your accounts, and pay for services. 

Your Janney Financial Advisor will help you build a portfolio aligned with your best interest, designed both to help you reach your goals and that reflects how you wish to work with us along your financial journey.

Advisory Accounts

Advisory accounts can provide you with services including asset allocation, investment selection, and ongoing advice for an advisory fee based on the value of your assets. You have access to experienced investment managers and monitoring of your overall investment strategy, which may include rebalancing of your assets. Your Financial Advisor may offer fee-based managed account solutions best aligned with your goals, preferred investment style, your need for customization, your desired level of involvement, and more.

Janney Capital Management

Janney Capital Management offers a variety of portfolio management services that include professional money management, asset allocation, and other portfolio management services. We service individuals, families, institutions, retirement plan sponsors, and non-profit organizations. Learn more about Janney Capital Management.

A range of investment choices

Your Janney Financial Advisor may also provide recommendations to guide your decision making in investing from a wide variety of investment choices that can be used to build a portfolio that is diversified and aligned with the amount of risk that makes sense for you. Among these choices is Fully Paid Lending, where you can potentially earn extra income from stocks or other eligible securities—already in your account—by loaning them to Janney. Learn more about this opportunity, here.

 

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Equity investing

  • U.S. large, mid, and small capitalization stocks
  • Foreign and emerging market stocks
  • Market-linked and structured products
  • Convertible securities
  • Restricted stock services

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Fixed income strategies

  • Corporate bonds
  • Preferred securities
  • TIPs
  • Municipal and other government bonds
  • Bond ladders
  • Short term cash equivalents including certificates of deposits

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Funds and UITs

  • Mutual funds
  • Exchange-traded funds
  • Closed-end funds and unit investment trusts

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Alternative Investments

  • REITs
  • Private equity
  • Hedge funds

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Fully Paid Lending

  • Lend your fully paid securities to Janney
  • Janney has the ability to lend these securities to other financial institutions, or uses the shares to satisfy our own delivery requirements
  • While these securities are on loan, you have the ability to earn daily interest as a percentage of the net loan fee received by Janney for lending its securities
  • While these securities are on loan, you will earn daily incremental income as a percentage of the net loan fee, which is based on supply and demand in the securities lending market
  • Learn more here



Janney Investment Resources

Our research professionals and team of financial planning professionals can work with your Financial Advisor to provide you with guidance, create an investment plan that fits your circumstances and goals, and adjust it as your needs dictate. Janney’s research analysts and market and economic strategists have the industry knowledge and experience to help you understand trends and identify opportunities in changing markets.

Keep in mind that, over time, your investment allocations can significantly shift as some investments change in value faster than others. Regardless of your investment approach, your portfolio may need to be rebalanced periodically as your needs and circumstances change over time and to ensure the risk you may be taking on is aligned with your plan.

Your Relationship With Janney

Depending on your financial needs and personal preferences, you may opt to engage in a brokerage relationship, an advisory relationship or a combination of both. Each time you open an account, we will make recommendations on which type of relationship is in your best interest based on the information you provide when you complete or update your client profile. When you engage in an advisory relationship, you will pay an asset-based fee which encompasses, among other things, a defined investment strategy, ongoing monitoring, and performance reporting. Your Financial Advisor will serve in a fiduciary capacity for your advisory accounts.

 

 

 

 

Investing may involve market risk, including possible loss of principal. Past performance is not indicative of future results. The S&P 500 is an unmanaged, capitalization-weighted index. Performance figures assume reinvestment of capital gains or dividends, but do not include any fees or expenses. It is not possible to invest directly in the S&P 500.


Fully Paid Lending Disclosures

Fully Paid Securities Lending may not be appropriate for all investors. Reclassification of dividend income from loaned securities may have implications on tax responsibilities, and voting proxy rights are forfeited. Clients should consider the potential counterparty risk, reinvestment risk, market risk, liquidity risk, and operational risk, among other considerations. The examples provided are hypothetical and do not take into account any specific situations.

• Prior to enrolling, carefully read the Master Securities Lending Agreement and Important Disclosures documents included in the enrollment package. These documents fully detail the disclosures below as well as other important considerations.

• The value of the collateral held on your behalf in the segregated third-party account may constitute the only satisfaction of Janney’s obligation to you in the event Janney becomes insolvent.

• Janney will make a best-efforts attempt to avoid borrowing your shares over record date.

• Securities are often borrowed to facilitate short sales. The potential exists that the lending of securities could result in downward pressure on that security as a result of short selling.

• There is no guarantee that your shares will be borrowed, and no guarantee that you will receive the best loan fees for shares.

• Income earned from securities loans is taxed as Miscellaneous Income. In the event you earned income from the program, you will receive an annual 1099-MISC form for your tax records.

• Lending interest rates are variable and may change at any time based on market conditions.

• At this time, IRA and ERISA accounts are prohibited from participating in this program.

SECURITIES LOANED OUT BY LENDER MAY NOT BE PROTECTED BY SIPC.

 

 

 

 

 

 

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

Find a Financial Advisor 

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/

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