For transactions in newly issued Federal Home Loan Bank (FHLB), Federal National Mortgage Association (FNMA), Federal Farm Credit Bank (FFCB) and Federal Home Loan Mortgage Corporation (FHLMC) securities, you may access Offering Documentation (including Notices and Circulars), Term Sheets, Pricing Supplements and Financial Reports by visiting their websites directly.

Janney has adopted “Access Equals Delivery”* for delivery of offering disclosure documents, including, without limitation, prospectuses and official statements. To access offering disclosure documents, please visit the websites listed below. A complete description of the issuer, its financial information and securities is also available. We encourage you to review the materials, including the disclosures of the risks associated with the ownership of the issuer's securities. At your request, we will send you a copy of the final prospectus relating to your transaction. Nothing contained herein shall constitute an offer to sell or a solicitation of an offer to purchase any security. Prospectuses are prepared and filed by the respective issuer. Janney makes no representation or warranty, express or implied, as to the accuracy or completeness of the materials contained herein. Please note that prospectuses may only be valid during the required delivery period and may not reflect current information regarding the securities offered or the issuer.

For more information about Janney fixed income products and services, please visit: https://www.janney.com/wealth-management/disclosures-agreements/disclosures-agreements-forms-account-type/fixed-income-cds

FHLB: www.fhlb-of.com

FNMA: www.fanniemae.com/portal/funding-the-market/mbs (mortgage backed securities)

FNMA: www.fanniemae.com/portal/jsp/debt_search.html (debt securities)

FHLMC: www.freddiemac.com/mbs (mortgage backed securities)

FHLMC: www.freddiemac.com/debt (debt securities)

GNMS: www.ginniemae.gov

FFCB: www.farmcreditfunding.com/ffcb_live/debtSecurities.html

TVA: www.TVA.gov 

*Pursuant to rules and policies promulgated by the Securities and Exchange Commission (“SEC”), and the other Agencies listed above, Janney may be exempt from the requirement to deliver a hard copy of the final offering document to purchasers in certain offerings of securities. These rules permit underwriters and dealers to fulfill their prospectus delivery requirements through an “access equals delivery” system whereby the client will be deemed to have received delivery of the final prospectus or other offering documents by virtue of notification of its availability on the publicly accessible websites.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/