• Which type of special needs trust is right for you?

    There are two types of Special Needs Trusts (SNTs), first-party and third-party SNTs. Which type of special needs trust makes the most sense for you to use depends upon whose property is funding the SNT.

  • Why use life insurance in estate planning

    Conversations about estate-tax planning and life insurance often go hand-in-hand. Why? Because life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity.

  • Reposition assets for tax-efficient wealth transfer

    If you’re close to or in retirement and asking yourself how you can best pass your wealth on to your heirs, repositioning some of your investments may be a tax-efficient way to leave a larger financial legacy.

  • In retirement - Staying on track & making your income last

    Congratulations—you’ve made it to retirement!

  • Planning for the future with an ABLE account

    If you or a family member has a disability, you may be interested in learning about a new tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses. Many states have already launched ABLE programs, and more are in the works.

  • Charitable giving

    Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax, and reduce the amount of taxes your estate may owe when you die.

  • Leaving a legacy

    You've worked hard over the years to accumulate wealth, and you probably find it comforting to know that after your death the assets you leave behind will continue to be a source of support for your family, friends, and the causes that are important to you.

  • Key estate planning documents you need

    There are five estate planning documents you may need, regardless of your age, health, or wealth.

  • Asset protection in estate planning

    You're beginning to accumulate substantial wealth, but you worry about protecting it from future potential creditors.

  • Estate planning and income tax basis

    Income tax basis can be an important factor in deciding whether to make gifts during your lifetime or transfer property at your death. This is because the income tax basis for the person receiving the property depends on whether the transfer is by gift or at death.

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