Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • 6 Tax Planning Opportunities Before the TCJA Sunsets

    February 10, 2025

    The Tax Cuts and Jobs Act (TCJA) of 2017 brought significant changes to the individual tax code. However, it’s slated to sunset at the end of 2025. What might this mean to you as an individual taxpayer?

  • The Importance of “What if” Planning

    Jack Cintorino February 7, 2025

    There is a basic rule that applies to personal finance: plan ahead. But “what if” planning can provide security and preparedness when the unexpected occurs.

  • How to Start Planning Retirement Withdrawals

    Martin Schamis February 7, 2025

    Planning a retirement withdrawal strategy is a fundamental step toward replacing a traditional paycheck with a long-term retirement “paycheck.”

  • Determine How Life Insurance Fits in Your Financial Plan

    February 7, 2025

    When it comes to life insurance, do you have more questions than answers? If so, use this checklist to help determine if you need it, and if you do--what solution best fits your needs.

  • How to Prepare to Fund the Cost of College

    February 5, 2025

    As the cost of college continues to rise, proper financial planning is essential to saving enough to fund the cost of higher education.

  • Estate Planning for Procrastinators

    Jay Guyer February 5, 2025

    Sometimes a serious illness or health scare prompts people to take a hard look at their estate planning. Frequently, this is when the desire to minimize the impact of estate/inheritance taxes becomes a priority.

  • Protecting Your Financial Legacy

    Robert Wheeler January 15, 2025

    There are a variety of ways life or long-term care insurance can help you prepare for life’s worst-case scenarios and help you preserve your financial legacy.

  • Should you Consider a Spousal Lifetime Access Trust?

    Laura Medigovich January 15, 2025

    Couples may consider using of a Spousal Lifetime Access Trust (SLAT) in order to leverage the current gift tax landscape through tax-efficient estate planning.

  • How to Reduce Taxes on Employer Stock in a 401(k) Plan

    Jay Guyer January 15, 2025

    If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.

  • Consider a Backdoor Roth if You Earn Too Much to Contribute to a Roth IRA

    Jack Cintorino January 15, 2025

    While the tax advantages of a Roth IRA can be very enticing, it has income limits that may exclude you from being eligible to contribute to this type of retirement savings account. But have you considered a Backdoor Roth?


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