Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Gear up for Covering Long-Term Care Costs

    April 18, 2023

    Check it Out! Feeling prepared to meet long-term care costs—and have the care experience you envision—is easier when you take a few steps ahead of time.

  • Using Life Insurance as a Retirement Planning Tool

    Peter A. Longo April 11, 2023

    Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.

  • Retirement Readiness

    Jack Cintorino April 10, 2023

    While investment returns are important, cash flow is the #1 driver of a retirement plan’s sustainability. If you are approaching retirement, these steps may help you understand the risks of underestimating your retirement expenses.

  • Tax-Smart Charitable Gifting Strategies

    Laura Medigovich April 4, 2023

    Take advantage of the current tax rules to support the charities you care about and save on your taxes at the same time. Here are a couple of noteworthy strategies to consider.

  • The Changing Landscape of 529 Plans

    Zane Byramji March 8, 2023

    Over the last few years, there have been a number of policy changes related to 529 plans due to the introduction of the PATH Act, Tax Cuts & Jobs Act, SECURE Act, CARES Act, and most recently the SECURE Act 2.0.

  • Don't Let Health & Long-term Care Costs Consume Your Retirement Savings

    Kim Beil March 3, 2023

    Health and long-term care costs are often some of the largest expenses we face in retirement. This Article suggests exploring an alternative to the pay-as-you-go approach most people use to cover these costs.

  • Evaluating Your College Savings Withdrawal Strategy

    Shurdonna Joseph February 6, 2023

    Congratulations—your child has been accepted into college! As you prepare for this exciting transition, it is likely that you have been saving for some time, and now you are ready to start withdrawing from your college savings account(s).

  • Margin Loans at Janney

    February 2, 2023

    Leverage the power of your investment portfolio for access to funds for the purchase of additional investments and securities or to satisfy short-term financing needs.

  • The Seven Smartest Ways to Pay for College

    Shurdonna Joseph February 2, 2023

    With the price of college continuing to escalate, many parents are finding it difficult to save enough.

  • Secure Act 2.0: Summary of Key Provisions for Plan Sponsors

    January 25, 2023

    On December 29, 2022, President Biden signed the Consolidated Appropriations Act, 2023 into law.


Article Authors

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/

;