Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • A family conversation on estate planning

    Martin Schamis January 14, 2022

    Estate planning can be difficult. For many of us, the first hurdle in developing a sound estate plan is coming to grips with our own mortality. Estate planning forces you to accept the inevitability of your own demise, as well as the possibility of your eventual incapacity or disability.

  • Approaching retirement: What you should be doing now

    December 31, 2021

    You’ve worked hard to save toward your retirement goal, and as it gets closer, now is the time to make some important decisions and nail down the specifics.

  • Funding the cost of college checklist

    December 29, 2021

    As the cost of college continues to rise, proper financial planning is essential to saving enough—in a way that best suits your circumstances—to fund the cost of higher education.

  • Why use life insurance in estate planning

    December 23, 2021

    Conversations about estate-tax planning and life insurance often go hand-in-hand. Why? Because life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity.

  • Prevent identity theft

    December 23, 2021

    Check it out: Everything is a little easier when you have a list of steps to help you accomplish your objective. Here are some things you can do.

  • Looking for an alternative to a stretch IRA? Consider life insurance

    Jack Cintorino December 22, 2021

    Since the passing of the SECURE Act, the opportunity to "stretch your IRA" is limited to for most people. Here's the strategy that may replace this tax-efficient solution.

  • Restructuring your assets to qualify for Medicaid

    Jack Cintorino December 16, 2021

    While Medicaid was originally established to provide additional medical insurance coverage—to supplement that of the Medicare program—for those with lower income or disabilities, there are many layers to this benefit. This article can help you understand the income and asset restrictions, and consider estate planning strategies to restructure your assets to potentially qualify for Medicaid

  • How to start planning retirement withdrawals

    Martin Schamis December 16, 2021

    Planning a retirement withdrawal strategy is a fundamental step toward replacing a traditional paycheck with a long-term retirement “paycheck.”

  • Using insurance to help protect your income

    Robert Wheeler December 14, 2021

    Protecting your future income is just as important as insuring your home or your car when it comes to your family’s safety and security.

  • Optimizing tax strategy and charitable giving with a donor advised fund

    Martin Schamis December 14, 2021

    When developing a charitable giving strategy, there are a number of approaches and solutions to consider, depending on your unique circumstances.

Article Authors

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