Debit Card
The Janney Advantage® Visa® Platinum Debit Card provides worldwide purchasing power at millions of merchants. Member benefits include roadside service, extended warranty and travel accident insurance, auto rental collision damage waiver protection, and the CompleteAssistant® concierge service.
You can:
- Withdraw funds at ATMs worldwide that accept Visa® debit cards.
- Make purchases and payments from your checking account at millions of locations worldwide that accept Visa debit cards.
- Obtain cash and traveler’s checks at banking offices worldwide.
Checking
Write checks from your Janney Advantage account for tuition, taxes, or other financial needs. Your initial check order and reorders are free. There is no dollar minimum per check. Payee information is displayed on your monthly and year-end summary statements.
An alternative to a checking account is a demand deposit account (DDA), which allows you to set up electronic deposits, transfers, and withdrawals into or out of your Janney account. You can transfer funds to and from your bank account and make payments to various bills, including credit cards, rent/mortgage, and utilities. Because a DDA allows for electronic payments or transfers, it eliminates the need to write checks.
Bill Pay
Pay bills online to any creditor with a U.S. address, including merchants, utility companies, individuals, or businesses, through your Janney Advantage account. You can choose from a pre-established list of common merchants or create a personal list of individuals and companies. You can also make a single payment or establish a payment schedule. Bill Pay transactions can be made through Online Access, Janney’s secure client portal 24/7 at www.myjanney.com.
Apple Pay®
Use Apple Pay conveniently at checkouts for secure, contactless payments in stores, restaurants, and more. Simply add your Janney Advantage Visa Platinum Debit Card to a supported Apple® device through the Apple Wallet® app.
ATM
Use your Janney Advantage Visa Platinum Debit Card to withdraw cash at any Automated Teller Machines (ATMs) worldwide that accept Visa debit cards, as well as those in the PLUS® and Star® networks.
Janney Money Transfer
Transfer cash between your bank account and your Janney account, or between two Janney accounts, with Janney Money Transfer, available through Online Access on your desktop or your Janney Mobile App. Simply log in to your Janney Online Access account at myjanney.com and go to the Transfer Money tab. If you are using the Mobile App, click on the Move Money icon, then ACH/Transfer.
Mobile Check Deposit
Depositing a check to your Janney account has never been easier. After downloading Online Access, log in using your Online Access username and password. Then select the Check Deposit function. Choose an account, enter the check amount, and take a picture of the check’s front and back to complete your deposit. If you use the Mobile App, click the Move Money icon, then Check Deposit. Check deposits are limited to $300,000.
Get The Advantage of Additional Services and Support
Roadside Assistance: With Your Janney Advantage account, you can benefit from 24-hour support for emergency roadside needs seven days a week, such as towing, lockout service, tire changing, and more. Simply call 1.800.847.2869 for assistance.
Extended Warranty Protection: Get extended warranty protection for purchases made with your Janney Advantage Visa Platinum Debit Card, as described in the Visa Guide to Benefits.
Auto Rental Collision Damage Waiver Protection: Receive auto rental damage collision waiver protection, which provides 24-hour coverage for damage from collision or theft up to the actual cash value of most rental vehicles. Certain terms and conditions apply, as described in the Visa Guide to Benefits.
Travel Accident Insurance: When you use your Janney Advantage Visa Platinum Debit Card to purchase travel tickets, you and your eligible family members can benefit from automatic travel accident insurance and lost luggage reimbursement. See details in the Visa Guide to Benefits.
Visa’s Zero Liability Policy: Shop securely online and in person with Visa’s Zero Liability Policy—and you will not be responsible for unauthorized purchases using your Janney Advantage Visa Platinum Debit Card.¹ If your card is lost or stolen, please immediately call 1.877.859.1684, 24 hours a day, seven days a week. Outside the U.S. & Canada, call 610.382.8974 (collect calls will be accepted from overseas locations.)
CompleteAssistant® Concierge Service: With just one phone call, you can receive free assistance—24/7—with your entertainment, business, and travel plans 24/7. Call 1.800.895.8518 and have your Janney Advantage Visa Platinum Debit Card ready.
Speak with your Janney Financial Advisor to enroll in Janney Advantage.
Working With Janney
Depending on your financial needs and personal preferences, you may opt to engage in a brokerage relationship, an advisory relationship or a combination of both. Each time you open an account, we will make recommendations on which type of relationship is in your best interest based on the information you provide when you complete or update your client profile.
If you engage in a brokerage relationship, you will buy and sell securities on a transaction basis and pay a commission for these services. Our recommendations for the purchase and sale of securities will be based on what is in your best interest and reflect reasonably available alternatives at that time.
If you engage in an advisory relationship, you will pay an asset-based fee, which encompasses, among other things, a defined investment strategy, ongoing monitoring, and performance reporting. Your Financial Advisor will serve in a fiduciary capacity for your advisory relationships.
For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
By establishing a relationship with us, we can build a tailored financial plan and make recommendations about solutions that are aligned with your best interest and unique needs, goals, and preferences.
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.
Janney Montgomery Scott LLC, its affiliates, and its employees are not in the business of providing tax, regulatory, accounting, or legal advice. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any taxpayer for the purpose of avoiding tax penalties. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.
1. Visa’s Zero Liability Policy covers Janney Advantage Debit Cards and does not apply to ATM transactions. The cardholder must notify Janney promptly of any unauthorized or suspicious use. Please see the Janney Advantage Terms and Conditions.
Terms and conditions subject to change: see Janney Advantage Terms & Conditions.
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