Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Don't Let Health & Long-term Care Costs Consume Your Retirement Savings

    Kim Beil March 3, 2023

    Health and long-term care costs are often some of the largest expenses we face in retirement. This Article suggests exploring an alternative to the pay-as-you-go approach most people use to cover these costs.

  • Reposition Assets For Tax-Efficient Wealth Transfer

    Peter Longo February 2, 2023

    If you’re close to or in retirement and asking yourself how you can best pass your wealth on to your heirs, repositioning some of your investments may be a tax-efficient way to leave a larger financial legacy.

  • Make Long-Term Care a Part of Your Financial Plan

    Kevin Scaltrito October 21, 2022

    Many Americans underestimate the risk of outliving their financial resources in retirement, or perhaps experiencing economic hardship stemming from large, unanticipated health and long-term care costs later in life¹. It is important that long-term care be addressed as part of your financial plan so you’re prepared for what life may bring.

  • Insurance Solutions at Janney

    September 1, 2022

    Janney offers a variety of insurance solutions to help meet your individual needs and preferences. It’s important to understand the key characteristics of the basic types of life insurance policies in order to understand which options best fit your unique circumstances.

  • Life Insurance: It's Not Just for Income Replacement

    Robert Wheeler July 29, 2022

    This article explores some alternate considerations to leverage life insurance, outside of the traditional approach, for individuals and families with significant wealth.

  • The importance of individual long-term disability insurance

    Robert Wheeler April 5, 2022

    More than one in four 20-year-olds today could expect to be out of work for at least a year due to a disability before they reach retirement age.* It is important to understand how individual long-term disability insurance can help you manage that risk.

  • Timing is everything: Using annuities as a retirement planning tool

    January 31, 2022

    Timing when you plan to retire is usually focused on your personal goals and circumstances. Market conditions or the economy often don’t play a part in the equation.

  • Determine how life insurance fits in your financial plan

    January 18, 2022

    Check it Out! When it comes to life insurance, you might feel like you have more questions than answers. Do I need it? If so, when should I get it? What kind makes the most sense? How much should I have?

  • Looking for an alternative to a stretch IRA? Consider life insurance

    Jack Cintorino December 22, 2021

    Since the passing of the SECURE Act, the opportunity to "stretch your IRA" is limited to for most people. Here's the strategy that may replace this tax-efficient solution.

  • Using insurance to help protect your income

    Robert Wheeler December 14, 2021

    Protecting your future income is just as important as insuring your home or your car when it comes to your family’s safety and security.

Article Authors

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