Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Margin Loans at Janney

    February 2, 2023

    Leverage the power of your investment portfolio for access to funds for the purchase of additional investments and securities or to satisfy short-term financing needs.

  • Reposition Assets For Tax-Efficient Wealth Transfer

    Peter Longo February 2, 2023

    If you’re close to or in retirement and asking yourself how you can best pass your wealth on to your heirs, repositioning some of your investments may be a tax-efficient way to leave a larger financial legacy.

  • The Seven Smartest Ways to Pay for College

    Shurdonna Joseph February 2, 2023

    With the price of college continuing to escalate, many parents are finding it difficult to save enough.

  • Secure Act 2.0: Summary of Key Provisions for Plan Sponsors

    January 25, 2023

    On December 29, 2022, President Biden signed the Consolidated Appropriations Act, 2023 into law.

  • Credit Card Spending and Your Financial Plan

    Kim Beil and Shurdonna Joseph January 18, 2023

    Most of us tend to think of credit cards as a spending tool. Rarely do we consider them in the context of financial planning conversations.

  • The Family Conversation on College Planning

    Shurdonna Joseph January 18, 2023

    The topic of college planning is one of the most important conversations you can have as a family.

  • Generation Z: Different Values, Behaviors, and Perspectives

    Shurdonna Joseph January 18, 2023

    If you are among the new generation entering adulthood known as Generation Z, here's some important considerations to keep in mind at this early stage of your financial life.

  • What You Need to Know about the Secure Act 2.0

    Ed Smith January 18, 2023

    At the end of 2022, President Biden signed into law the long-awaited SECURE Act 2.0, which builds upon the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. Outlined here are highlights of the new bill that may impact you—both now and in the years to come.

  • Making a Charitable Gift? Consider a QCD

    Jack Cintorino December 19, 2022

    Making a charitable donation is a commendable act and a great way to carry out your legacy, supporting a cause that is near and dear to you. If you are planning to make a charitable gift, it’s important to ensure you distribute the funds in a manner that is tax-efficient and aligns with your needs and goals. Explore whether Qualified Charitable Distributions (QCDs) could be a fit for your charitable donation.

  • Don’t Overlook This Hidden Retirement Risk

    Peter Longo December 6, 2022

    After working so hard to save for retirement, it’s important to be aware of potential risks that arise when you stop earning and start withdrawing. This article explores some solutions you may consider to help protect your retirement income from sequence of returns risks.

Article Authors

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