• Trusteed IRAs need to be reviewed under post-Secure Act rules

    One common estate planning technique for clients with large retirement plan balances is to designate a trust as the beneficiary of those accounts. However, those planning to use a trust or trusteed IRA are encouraged to take a fresh look at their plans following the new distribution rules of the SECURE Act.

  • Techniques to help mitigate the loss of stretch IRA tax benefits

    The tax rule changes enacted as part of the Setting Every Community Up for Retirement Enhancement Act, or SECURE Act, will persuade financial planners and clients to take a fresh look at IRAs in estate plans.

  • How will the SECURE Act transform retirement savings moving forward?

    The Setting Every Community Up for Retirement Enhancement (SECURE) Act, signed by President Trump on December 20, is a game-changer for the U.S. retirement system and is particularly significant for Americans with retirement plans (including IRAs) and companies who sponsor retirement plans for their employees.

  • Timing is everything: Using annuities as a retirement-planning tool

    Timing when you plan to retire is usually focused on your personal goals and circumstances. Market conditions or the economy often don’t play a part in the equation.

  • Maximizing your pension with life insurance

    If you participate in a traditional pension plan (known as a defined benefit plan) with your employer, you may receive monthly benefits from the plan after you retire.

  • The overlooked retirement plan tax credits

    An employer-sponsored retirement plan is a benefit provided by employers and a potential way for employees to save for retirement. But did you know that there may be additional tax filing considerations for both the participant and the company sponsoring the plan?

  • Working during retirement

    Planning on working during retirement?

  • Retirement plans for the self-employed: Choosing the right plan for you

    Janney Senior Retirement Planning Specialist, Joe McDonald, discusses some retirement plan options specifically for self-employed individuals working without any employees.

  • Will your nest egg last through retirement?

    Peter Longo, Regional Director for Janney’s Insured Solutions Group, provides some useful tips and insight on how to make smart saving and spending decisions for each phase of life regarding retirement.

  • Risk management and your retirement savings plan

    By investing for retirement through your employer-sponsored plan, you are helping to manage a critically important financial risk: the chance that you will outlive your money.

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