Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Secure 2.0 Act: What Plan Sponsors Need to Know in 2024

    Dann Stephens February 23, 2024

    An array of new provisions under the SECURE 2.0 Act are on tap this year that are expected to profoundly impact plan design and how participants will save for the future. Read on to learn how to implement this next phase of the law successfully.

  • Consider a Backdoor Roth if You Make Too Much to Contribute to a Roth IRA

    Jack Cintorino January 29, 2024

    While the tax advantages of a Roth IRA can be very enticing, it has income limits that may exclude you from being eligible to contribute to this type of retirement savings account. But have you considered a Backdoor Roth?

  • Understanding Retirement Risks You Can & Cannot Control

    Jay Guyer November 28, 2023

    There are many aspects to consider when thinking about mitigating risk in retirement. Here are two categories we often recommend in order to shape the conversation around retirement income planning. Remember, there are a number of other risks to consider and discuss with us at any time.

  • Cash Balance Plans: An Overview

    November 1, 2023

    Take advantage of accelerated retirement savings and significant tax benefits by offering Cash Balance Plans.

  • Plan Sponsors Get Reprieve From Roth Catch-Up Implementation

    Dann Stephens October 25, 2023

    The IRS announced a two-year transitional period on the SECURE Act 2.0’s Roth catch-up contribution rule. If you’re a retirement plan sponsor, you now have until January 1, 2026, to prepare for implementation.

  • Navigating Volatile Markets During Pre and Post Retirement

    Kim Beil October 25, 2023

    If you are nearing or in retirement, navigating market uncertainty can be concerning, especially when it comes to ensuring your assets last long after your working years are over. The good news is, there are strategies you can put in place now to help you stay on track for the long run.

  • Retirement Plans for the Self-Employed: Choosing the Right Plan for You

    Joe McDonald October 6, 2023

    Saving for retirement is a major concern for most Americans, but as a self-employed individual, there are a number of attractive opportunities to consider.

  • Roth Conversions: A Holiday Gift That Keeps Giving

    Jay Guyer October 4, 2023

    As year-end approaches, now is the time to take stock of your retirement and estate planning needs and consider any tax planning implications or strategies that may be needed. Here we take a look at the advantages of a 2023 year-end Roth Conversion and how to determine if it’s the right move for you.

  • Trusteed IRAs Need to be Reviewed Under Post-Secure Act Rules

    Jay Guyer September 26, 2023

    Those considering using a trusteed IRA to address larger wealth transfer goals are encouraged to take a fresh look at their plans following updated distribution rules of the SECURE Act and SECURE Act 2.0.

  • Saving for Retirement? Now There’s More Time to Make Catch-Up Contributions

    September 21, 2023

    Eligible Americans saving for retirement can continue catch-up contributions on pretax basis through 2025, under a change issued by the Internal Revenue Service (IRS).


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