Jack Cintorino March 9, 2023
While the tax advantages of a Roth IRA can be very enticing, the account has income limits which may exclude you from being eligible to contribute to this type of retirement savings account. But, have you considered a Backdoor Roth?
Ed Smith January 18, 2023
At the end of 2022, President Biden signed into law the long-awaited SECURE Act 2.0, which builds upon the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. Outlined here are highlights of the new bill that may impact you—both now and in the years to come.
Peter Longo December 6, 2022
After working so hard to save for retirement, it’s important to be aware of potential risks that arise when you stop earning and start withdrawing. This article explores some solutions you may consider to help protect your retirement income from sequence of returns risks.
Kenneth Couser November 30, 2022
As the average life span increases, so does the length of retirement for many individuals. So, how can you better prepare for this new reality? This article explores a 'total return' retirement strategy and how it may help your income outlast your lifetime.
Shurdonna Joseph November 23, 2022
The world of personal finance and investing can often feel overwhelming, and navigating these realms as a woman presents its own unique challenges and opportunities. This article takes a closer look at the current landscape of how gender may affect your financial experiences, offering tips and important considerations for women saving for retirement.
Jay Guyer November 2, 2022
As year-end approaches, now is the time to take stock of your retirement and estate planning needs and consider any tax planning implications or strategies to determine if action is needed. This article takes a look at the advantages of a 2022 year-end Roth Conversion and how to determine if it’s the right move for you and your needs.
Martin Schamis October 19, 2022
A basic approach to withdrawing assets would include liquidating bank accounts, non-qualified brokerage accounts, non-qualified variable annuities, IRA accounts, and Roth IRA accounts, in that order.
Jessica Landis July 29, 2022
People preparing for retirement often think that investment returns are the biggest factor in retirement sustainability. Returns are an important factor, but cash flow is the #1 driver of a retirement plan’s sustainability. If you are approaching retirement, it’s important to take these steps in understanding the risks of underestimating your retirement expenses.
Peter Longo July 26, 2022
Having a financial plan in place for the good times and the bad is essential, especially as one approaches retirement. Periodically, a financial plan should be revisited, and new strategies considered.
Peter Longo July 7, 2022
Are you saving enough now to last through your retirement? Consider these useful tips and insights on how to make smart saving and spending decisions for each phase of life regarding retirement.