Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Understanding State Inheritance Taxes

    Jay Guyer May 10, 2023

    If you inherit money or property upon the death of a loved one, you may be expected to pay inheritance tax on your new assets. Find out which states have an inheritance tax and if you have to pay.

  • Using Life Insurance as a Retirement Planning Tool

    Peter A. Longo April 11, 2023

    Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.

  • Tax-Smart Charitable Gifting Strategies

    Laura Medigovich April 4, 2023

    Take advantage of the current tax rules to support the charities you care about and save on your taxes at the same time. Here are a couple of noteworthy strategies to consider.

  • 529 Plans: A Tax-Efficient Way to Fund Your Grandchildren’s Education

    Zane Byramji February 15, 2023

    Explore the advantages and considerations of using 529 plan accounts to save for and help fund your grandchildren’s college education.

  • Window of Opportunity: Leveraging the Estate and Gift Tax Exemption

    Laura Medigovich February 9, 2023

    The estate and gift tax exemption limit is currently at a historical high. In anticipation of a significant decrease in the established limit in 2026, we’re taking a look at a few strategies for consideration, in order to leverage this unique situation through tax-efficient wealth transfer.

  • Reposition Assets For Tax-Efficient Wealth Transfer

    Peter A. Longo February 2, 2023

    If you’re close to or in retirement and asking yourself how you can best pass your wealth on to your heirs, repositioning some of your investments may be a tax-efficient way to leave a larger financial legacy.

  • What You Need to Know about the Secure Act 2.0

    Ed Smith January 18, 2023

    At the end of 2022, President Biden signed into law the long-awaited SECURE Act 2.0, which builds upon the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. Outlined here are highlights of the new bill that may impact you—both now and in the years to come.

  • Home Improvement Credits Under the Inflation Reduction Act

    Ed Smith November 30, 2022

    If you are planning to purchase electric vehicles or make energy-efficient improvements to your house, you may save some money under the Inflation Reduction Act.

  • Simple steps to prepare for tax filing

    November 11, 2022

    Check it Out! Filing your tax returns can be less stressful when you take a few steps before it’s time to complete your tax forms.

  • Giving the Gift of an Education to Your Next Generation

    Zane Byramji November 9, 2022

    Everyone knows and loves the feeling they experience when someone gives them a gift. That experience can be further heightened when the gift comes from a parent or grandparent, regardless of the recipient’s age.

Article Authors

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/

;