Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • FDIC Insurance: How It Protects Your Cash & How to Increase Coverage

    Jay Guyer April 24, 2023

    In the rare case of a bank collapse, FDIC insurance helps safeguard the money you deposit into your accounts. Knowing how the insurance works and how much it covers, can help provide peace of mind.

  • Gear up for Covering Long-Term Care Costs

    April 18, 2023

    Check it Out! Feeling prepared to meet long-term care costs—and have the care experience you envision—is easier when you take a few steps ahead of time.

  • Using Life Insurance as a Retirement Planning Tool

    Peter A. Longo April 11, 2023

    Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.

  • Don't Let Health & Long-term Care Costs Consume Your Retirement Savings

    Kim Beil March 3, 2023

    Health and long-term care costs are often some of the largest expenses we face in retirement. This Article suggests exploring an alternative to the pay-as-you-go approach most people use to cover these costs.

  • Reposition Assets For Tax-Efficient Wealth Transfer

    Peter A. Longo February 2, 2023

    If you’re close to or in retirement and asking yourself how you can best pass your wealth on to your heirs, repositioning some of your investments may be a tax-efficient way to leave a larger financial legacy.

  • Make Long-Term Care a Part of Your Financial Plan

    Kevin Scaltrito October 21, 2022

    Many Americans underestimate the risk of outliving their financial resources in retirement, or perhaps experiencing economic hardship stemming from large, unanticipated health and long-term care costs later in life¹. It is important that long-term care be addressed as part of your financial plan so you’re prepared for what life may bring.

  • Insurance Solutions at Janney

    September 1, 2022

    Janney offers a variety of insurance solutions to help meet your individual needs and preferences. It’s important to understand the key characteristics of the basic types of life insurance policies in order to understand which options best fit your unique circumstances.

  • Life Insurance: It's Not Just for Income Replacement

    Robert Wheeler July 29, 2022

    This article explores some alternate considerations to leverage life insurance, outside of the traditional approach, for individuals and families with significant wealth.

  • The importance of individual long-term disability insurance

    Robert Wheeler April 5, 2022

    More than one in four 20-year-olds today could expect to be out of work for at least a year due to a disability before they reach retirement age.* It is important to understand how individual long-term disability insurance can help you manage that risk.

  • Timing is everything: Using annuities as a retirement planning tool

    January 31, 2022

    Timing when you plan to retire is usually focused on your personal goals and circumstances. Market conditions or the economy often don’t play a part in the equation.

Article Authors

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