Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Which Programs Should You Consider To Cover Health Care Costs?

    Jack Cintorino May 23, 2023

    With health care fees climbing, identifying a few ways to help meet those surging costs may provide your with peace of mind.

  • Gear up for Covering Long-Term Care Costs

    April 18, 2023

    Check it Out! Feeling prepared to meet long-term care costs—and have the care experience you envision—is easier when you take a few steps ahead of time.

  • Don't Let Health & Long-term Care Costs Consume Your Retirement Savings

    Kim Beil March 3, 2023

    Health and long-term care costs are often some of the largest expenses we face in retirement. This Article suggests exploring an alternative to the pay-as-you-go approach most people use to cover these costs.

  • Make Long-Term Care a Part of Your Financial Plan

    Kevin Scaltrito October 21, 2022

    Many Americans underestimate the risk of outliving their financial resources in retirement, or perhaps experiencing economic hardship stemming from large, unanticipated health and long-term care costs later in life¹. It is important that long-term care be addressed as part of your financial plan so you’re prepared for what life may bring.

  • Long-term care solutions at Janney

    February 10, 2022

    Determining a long-term care (LTC) solution that best fits your needs depends on several factors, such as your current health, health history, age, and financial situation. Janney can help you decide which of the following coverage choices are in your best interest.

  • Restructuring your assets to qualify for Medicaid

    Jack Cintorino December 16, 2021

    While Medicaid was originally established to provide additional medical insurance coverage—to supplement that of the Medicare program—for those with lower income or disabilities, there are many layers to this benefit. This article can help you understand the income and asset restrictions, and consider estate planning strategies to restructure your assets to potentially qualify for Medicaid

  • Using insurance to help protect your income

    Robert Wheeler December 14, 2021

    Protecting your future income is just as important as insuring your home or your car when it comes to your family’s safety and security.

  • Health Care And Asset Protection In Retirement

    Jack Cintorino November 30, 2021

    It is said that it is harder to get through retirement than it is to get to retirement.

  • How Covid-19 Can Help You Rethink Long-Term Care

    Robert Wheeler November 2, 2021

    You’ve probably heard the sobering statistic that 70% of Americans over age 65 will need some type of long-term care (LTC) during their lifetime.

  • Important planning considerations: insurance & long-term care

    Peter A. Longo October 20, 2021

    When the topic of financial planning is raised, people’s thoughts tend to immediately focus on saving, investing, and ultimately generating income in retirement. While these are certainly critical components of building a solid financial foundation, so too are strategies for protecting your income and assets from the unexpected. Have you considered the importance of insurance and long-term care as part of your financial plan?

Article Authors

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