Articles by Jay Guyer
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Don’t Procrastinate – Establish Your Will
Establishing a will is certainly not a favorite undertaking for anyone, but it’s important. In fact, it’s one of the most important things to take care of that people commonly forget about, avoid, or procrastinate.
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Planning for End-of-Life Costs with Your Legacy in Mind
Establishing an end-of-life health care plan can protect the value of your legacy.
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Estate Planning for Procrastinators
Sometimes a serious illness or health scare prompts people to take a hard look at their estate planning. Frequently, this is when the desire to minimize the impact of estate/inheritance taxes becomes a priority.
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Protecting the Value of Your Business for the Next Generation
If you own a business, consider these planning strategies so the next generation of owners are prepared.
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Understanding Retirement Risks You Can & Cannot Control
There are many aspects to consider when thinking about mitigating risk in retirement. Here are two categories we often recommend in order to shape the conversation around retirement income planning. Remember, there are a number of other risks to consider and discuss with us at any time.
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Selling Your Company to Your Employees
If you’re starting to think about selling your small business to enable retirement, you may want to consider an employee stock ownership plan.
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Roth Conversions: A Holiday Gift That Keeps Giving
As year-end approaches, now is the time to take stock of your retirement and estate planning needs and consider any tax planning implications or strategies that may be needed. Here we take a look at the advantages of a 2023 year-end Roth Conversion and how to determine if it’s the right move for you.
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Bits and Bytes in Your Estate Plan
Technology has brought us various conveniences and efficiencies—but have you thought about how it could affect your legacy and beneficiaries? This article explores the importance of a comprehensive estate plan, including your digital assets.
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Trusteed IRAs Need to be Reviewed Under Post-Secure Act Rules
Those considering using a trusteed IRA to address larger wealth transfer goals are encouraged to take a fresh look at their plans following updated distribution rules of the SECURE Act and SECURE Act 2.0.
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Do You Know How Organizing Your Business May Impact Your Exit Strategy?
An old tax maxim holds that “the tax tail shouldn’t wag the dog.” However, it makes sense to be aware of various exit strategies when you’re starting a business.
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Does Your Buy-Sell Agreement Need a Check-Up?
Life proves over and over that it is full of uncertainties.
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Getting Your Company Ready for Sale
Planning the retirement for a business owner is significantly more complicated than planning the retirement of an employee.
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6 Tips for Retirement Literacy
A recent Federal Reserve survey reported that 28% of non-retirees do not have any self-directed retirement savings*.
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Things to Consider When Selling a Family Business
Selling a family business is a significant process that is impactful in numerous ways. It can represent the start of a well-deserved retirement and the culmination of years of work.
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Which Type of Special Needs Trust Is Right for You?
There are two types of Special Needs Trusts (SNTs): first-party and third-party SNTs. Which type makes the most sense for you to use depends upon whose property is funding the SNT.
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Tax Deferral Strategies for Employer Stock in a Qualified Retirement Plan
If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.
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FDIC Insurance: How It Protects Your Cash & How to Increase Coverage
In the rare case of a bank collapse, FDIC insurance helps safeguard the money you deposit into your accounts. Knowing how the insurance works and how much it covers, can help provide peace of mind.
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Understanding State Inheritance Taxes
If you inherit money or property upon the death of a loved one, you may be expected to pay inheritance tax on your new assets. Find out which states have an inheritance tax and if you have to pay.
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Discover the Emotional and Fiscal Benefits of Philanthropy
Strategies for year-end gifts can help reduce taxes come filing time.
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Navigating your Medicare Options
By gaining a general understanding of your Medicare eligibility and coverage, you will likely be in a better position to navigate the options that will best address your needs.