Articles by Jay Guyer
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Is Your Buy-Sell Agreement Still Doing Its Job?
Business circumstances change over time. Reviewing your buy-sell agreement regularly can help ensure it reflects your current ownership structure, valuation, funding strategy, and long-term succession goals.
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Should You Consider A Roth Conversion?
Ongoing review of your retirement, estate, and tax strategy is a best practice. Here, we examine the advantages of a Roth conversion and whether it may make sense for you.
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Navigating Wealth Through Employer Stock
Employer stock has long been a popular way for employees, not just executives, to accumulate wealth. This article explores different ways to navigate employer stock when considering your overall financial picture.
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Navigating your Medicare Options
By understanding your Medicare eligibility and coverage, you will likely be in a better position to navigate the options that will best address your needs.
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How Organizing Your Business Now Impacts Your Exit Strategy Later
An old tax maxim holds that “the tax tail shouldn’t wag the dog.” However, it makes sense to be aware of various exit strategies when you’re starting a business.
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Planning For End-Of-Life Costs with Your Legacy in Mind
Establishing an end-of-life health care plan can protect the value of your legacy.
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Protecting the Value of Your Business for the Next Generation
If you own a business, consider these planning strategies so the next generation of owners is prepared.
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Selling Your Company to Your Employees
If you’re considering selling your small business to enable retirement, you may want to take a look at an employee stock ownership plan.
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Which Type of Special Needs Trust Is Right for You?
There are two variations of special needs trusts (SNTs): first-party and third-party. Which type of trust makes the most sense for you to use depends upon whose property is funding the SNT.
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Understanding Retirement Risks You Can & Cannot Control
There are many aspects to consider when thinking about mitigating risk in retirement. Here are two categories we often recommend to shape the conversation around retirement income planning. Remember, there are other risks to consider, which you can discuss with us at any time.
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Trusteed IRAs Need to be Reviewed Under Post-Secure Act Rules
Those considering using a trusteed IRA to address larger wealth transfer goals are encouraged to take a fresh look at their plans following updated distribution rules of the SECURE Act and SECURE 2.0.
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Discover the Emotional and Fiscal Benefits of Philanthropy
Strategies for year-end gifts can help reduce taxes come filing time.
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Bits and Bytes in Your Estate Plan
Technology has brought us various conveniences and efficiencies—but have you thought about how it could affect your legacy and beneficiaries?
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Things to Consider When Selling a Family Business
Selling a family business is a significant process that is impactful in numerous ways. It can represent the start of a well-deserved retirement and the culmination of years of work.
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Getting Your Company Ready for Sale
Planning the retirement for a business owner is significantly more complicated than planning the retirement of an employee.
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6 Tips for Retirement Literacy
A recent Federal Reserve survey reported that 28% of non-retirees do not have any self-directed retirement savings*.
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Estate Planning for Procrastinators
Sometimes a serious illness or health scare prompts people to take a hard look at their estate planning. Frequently, this is when the desire to minimize the impact of estate/inheritance taxes becomes a priority.
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How to Reduce Taxes on Employer Stock in a 401(k) Plan
If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.
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Understanding State Inheritance Taxes
If you inherit money or property upon the death of a loved one, you may be expected to pay inheritance tax on your new assets. Find out which states have an inheritance tax and if you must pay.
