Business Retirement Solutions

We provide access to a broad range of recordkeeping platforms and investment solutions, helping you select the retirement plan that best aligns with your organization’s goals and workforce needs.

Available plan options include:

• 401(k) Plans

• 403(b) Plans

• Profit Sharing Plans (Traditional or New Comparability)

• Defined Benefit Plans (Traditional or Cash Balance)

Our Approach

We partner with organizations to deliver thoughtful, results-oriented retirement plan strategies. Our structured process helps you design and maintain well-managed plans that support your workforce while meeting regulatory and fiduciary responsibilities.

Our Comprehensive Service Process

Strategic Assessment

How We Support You

Conduct a comprehensive review of your current retirement plan
Evaluate plan objectives to ensure alignment with organizational goals
Identify opportunities for plan improvements

Key Outcomes

Attract and retain top talent
Reduce HR administrative burden
Enhance employee engagement

Provider Search & Analysis

How We Support You

Conduct or validate provider searches through a documented process
Serve as liaison with plan providers from implementation through ongoing service
Evaluate service quality and fee reasonableness

Key Outcomes

Address service gaps and plan needs
Balance plan cost with value delivered
Manage provider searches and transitions when appropriate

Participant Engagement

How We Support You

Develop and implement employee education strategies
Host group and one-on-one enrollment and education sessions
Coordinate plan communications and reporting with providers

Key Outcomes

Encourage positive savings behaviors
Improve financial literacy and wellness
Increase the number of employees on track for retirement

Investment Menu Services

How We Support You

Assist with developing and maintaining an Investment Policy Statement (IPS)
Implement a disciplined process for selecting and monitoring plan investments
Evaluate target-date funds and other Qualified Default Investment Alternatives (QDIA) strategies

Key Outcomes

Reduce participant confusion and investment overload
Maintain consistent investment oversight
Support fiduciary responsibilities

Plan Consulting

How We Support You

Provide fiduciary education and governance best practices
Share legislative updates and industry trends
Conduct periodic plan reviews and committee meetings

Key Outcomes

Strengthen understanding of fiduciary responsibilities
Maintain plan features aligned with organizational goals
Provide prudent oversight of fees and investment performance

^{Investment solutions, including plan-level investment advice, are only offered as part of an investment advisory relationship as described in the Janney Advisory Agreement.}

Talk to a Janney Financial Advisor

You don’t have to navigate your financial journey alone. Wherever you are today, a Janney Financial Advisor can help you create a personalized plan aligned with your goals, priorities, and evolving needs. With thoughtful guidance and strategies tailored to your unique circumstances, we’ll work with you to build a plan designed to help you Plan for More™ — today and in the years ahead.

Connect with an Advisor

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/