Although your focus may have shifted toward income, don’t abandon future growth potential.

Things to consider

Retirement isn’t solely about generating income; it’s also about finding ways to maximize what you leave for the next generation. We can help you explore strategies for building and transferring your legacy.

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Stay balanced

With interest rates low, consider following a balanced investment strategy.

A calculator

Generate tax-efficient income

A strategy for how to take income distributions from taxable, tax-deferred, and tax-free accounts may help your wealth keep growing.

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Prepare your heirs

Want your wealth to endure? Take time to share your investing insights and financial values with the next generation.

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Redirect your unneeded RMDs

If you don’t need the income from your required IRA distributions, consider using them for life insurance policy premiums.

What to ask your Janney Financial Advisor

  • Is it better to start gifting assets to my heirs now, or should I wait?
  • Do I need to alter my investment strategy and allocation now that I’m retired?
  • What steps should I be taking to minimize any potential estate or gift taxes?
  • Are there long-term care solutions that will allow my money to grow if I never need coverage?

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

Find a Financial Advisor 

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For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/