The U.S. personal saving rate—or percentage of people's incomes left after they pay taxes and spend money—was 13.7% in 2020.*

Things to consider

The decisions you make today about saving and investing will have a huge impact on your ability to buy a home, fund an education, or enjoy the retirement of your dreams. 

A compass and a map

Make a plan

Whatever your investing goals, achieving them is more likely if you devise a plan that fits your life and stick with it.

A puzzle with four pieces

Allocate and diversify

Smart investing isn’t necessarily about chasing high-flying stocks; it’s about smart investment allocation and diversification according to your individual needs and circumstances.

A person is pointing at a bar graph

A universe of investment choices

There’s a universe of investment choices that can offer growth potential or downside protection.

Two hands shaking

Socially responsible investing

Want to build an investment portfolio that reflects your personal values about the environment or other social causes? We can help.

*Statista 2021

What to ask your Janney Financial Advisor

  • How much should I be saving each month to meet my long-term financial goals?
  • What is the right amount of investment risk I should take to generate a high probability of reaching my goals?
  • What strategies can I employ to better weather financial market turbulence?
  • How do I go about building an investment strategy that reflects my personal values and beliefs?

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

Find a Financial Advisor 

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