Cash Management and Lending

Whether you’re looking for convenient ways to better integrate your banking with your investments or need a lending solution to fund a major purchase, grow a business, or just provide extra liquidity, your Janney Financial Advisor can help with budgeting, cash flow management, portfolio lending, and credit card solutions.


Many of life’s least predictable challenges and opportunities come with a hefty price tag. You want to be confident that you can access cash when and if an urgent need ever arises.

Cash Management Solutions

We’ve got your cash management needs covered—from our Janney Advantage® Account with check writing, debit card for purchases, and ATM transactions and electronic bill paying capabilities, to an FDIC-insured cash “sweep” account that spreads your savings among multiple banks for greater protection.

You can manage your household day-to-day financial needs while investing for the long run all in a single account relationship.

A person holding an umbrella

FDIC-insured sweep account

A briefcase

Taxable and tax-free money market funds

A compass

Short-term fixed income investments

A safe

Certificates of deposits

A calculator

Bond ladders

Lending Solutions

A Janney Margin Loan allows you to borrow against the value of securities you already own in your Janney brokerage account to gain access to liquidity for a variety of needs—both investment and non-investment.

If a margin loan isn’t a right fit, consider a securities-based loan, which allows you to borrow against the value of your securities held at Janney without disrupting your long-term investment strategy. Use it for immediate access to funds for short-term borrowing for a major purchase, tax payments, debt consolidation, and more.

In addition, Janney can connect you to tailored credit solutions from industry leading lenders. Benefit from residential real estate and unsecured loan opportunities in real time with pricing and terms to help you select your best financing options.

Janney offers a variety of credit cards with rewards to match your needs*. Choose the one that works for you and the rewards you prefer: Visa® Max Cash Preferred Card, Visa® Everyday Rewards+ Card, Visa® Platinum Card, Visa® Reserve Rewards+ Card, or Visa® Travel Rewards+ Card.

Margin Loans

Margin loans

Portfolio-based lending

Securities-based lending

Credit card

Credit cards

Residential Real Estate

Unsecured Loans

*The creditor and issuer of these cards is Elan Financial Services, pursuant to a separate license from Visa U.S.A. Inc.

 

 

 

 

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

Find a Financial Advisor 

For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/

Janney Montgomery Scott LLC, Member FINRA, NYSE, SIPC