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Living In Retirement: Staying On Track & Making Your Assets Last
Congratulations—you’ve made it to retirement! As you enjoy this phase of life, maintaining your lifestyle and protecting your assets depends on decisions and actions you put in place now.
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Discover the Emotional and Fiscal Benefits of Philanthropy
Strategies for year-end gifts can help reduce taxes come filing time.
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Take Advantage of Overlooked Retirement Plan Tax Credits
Investing through a company sponsored retirement plan is a great way for employees to save for retirement, and is a valuable benefit provided by employers. There are two updated tax credits that are making this easier—and more profitable—for both the employee (participant) and the company sponsoring the plan.
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Gear up for Covering Long-Term Care Costs
Check it Out! Feeling prepared to meet long-term care costs—and have the care experience you envision—is easier when you take a few steps ahead of time.
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Using Life Insurance as a Retirement Planning Tool
Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.
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Retirement Readiness
While investment returns are important, cash flow is the #1 driver of a retirement plan’s sustainability. If you are approaching retirement, these steps may help you understand the risks of underestimating your retirement expenses.
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The Changing Landscape of 529 Plans
Over the last few years, there have been a number of policy changes related to 529 plans due to the introduction of the PATH Act, Tax Cuts & Jobs Act, SECURE Act, CARES Act, and most recently the SECURE Act 2.0.
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Don't Let Health & Long-term Care Costs Consume Your Retirement Savings
Health and long-term care costs are often some of the largest expenses we face in retirement. This Article suggests exploring an alternative to the pay-as-you-go approach most people use to cover these costs.
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Evaluating Your College Savings Withdrawal Strategy
Congratulations—your child has been accepted into college! As you prepare for this exciting transition, it is likely that you have been saving for some time, and now you are ready to start withdrawing from your college savings account(s).
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Margin Loans at Janney
Leverage the power of your investment portfolio for access to funds for the purchase of additional investments and securities or to satisfy short-term financing needs.
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The Seven Smartest Ways to Pay for College
With the price of college continuing to escalate, many parents are finding it difficult to save enough.
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Secure Act 2.0: Summary of Key Provisions for Plan Sponsors
On December 29, 2022, President Biden signed the Consolidated Appropriations Act, 2023 into law.
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Credit Card Spending and Your Financial Plan
Most of us tend to think of credit cards as a spending tool. Rarely do we consider them in the context of financial planning conversations.
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The Family Conversation on College Planning
The topic of college planning is one of the most important conversations you can have as a family.
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Generation Z: Different Values, Behaviors, and Perspectives
If you are among the new generation entering adulthood known as Generation Z, here's some important considerations to keep in mind at this early stage of your financial life.
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Don’t Overlook This Hidden Retirement Risk
After working so hard to save for retirement, it’s important to be aware of potential risks that arise when you stop earning and start withdrawing. This article explores some solutions you may consider to help protect your retirement income from sequence of returns risks.
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Home Improvement Credits Under the Inflation Reduction Act
If you are planning to purchase electric vehicles or make energy-efficient improvements to your house, you may save some money under the Inflation Reduction Act.
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Why Opt for a ‘Total Return’ Retirement Strategy?
As the average life span increases, so does the length of retirement for many individuals. So, how can you better prepare for this new reality? This article explores a 'total return' retirement strategy and how it may help your income outlast your lifetime.
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Retirement Planning for Women
The world of personal finance and investing can often feel overwhelming, and navigating these realms as a woman presents its own unique challenges and opportunities. This article takes a closer look at the current landscape of how gender may affect your financial experiences, offering tips and important considerations for women saving for retirement.
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Insurance Solutions for Business Owners
The day-to-day demands of running a business can be all-consuming. This article takes a look at a few important considerations for the protection of you and your business.
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