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Important Planning Considerations: Insurance & Long-Term Care
While saving, investing, and generating income in retirement are critical components of building a solid financial foundation, so too are strategies for protecting your income and assets from the unexpected. Have you considered the importance of insurance and long-term care as part of your financial plan?
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529 Plans: A Tax-Efficient Way to Fund Your Grandchildren’s Education
Explore the advantages and considerations of using 529 plan accounts to save for and help fund your grandchildren’s college education.
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The Importance of Individual Long-Term Disability Insurance
The probability of a worker today becoming disabled between age 20 and normal retirement age is 25%.* Understanding how individual long-term disability insurance can help you manage that risk.
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Understanding Retirement Risks You Can & Cannot Control
There are many aspects to consider when thinking about mitigating risk in retirement. Here are two categories we often recommend in order to shape the conversation around retirement income planning. Remember, there are a number of other risks to consider and discuss with us at any time.
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Long-Term Care: Impact on Family Caregivers
While family caregiving can be a rewarding experience, the physical, financial, and emotional strain of assisting a loved one with social or health needs can have substantial impact on the caregiver—which is why long-term care planning is just as important for your family as it is for you.
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9 Considerations for 2023 Year-End Tax Planning
In addition to the continued challenges brought on by inflation and rising prices, 2023 also saw new tax laws as well as anticipated changes in 2024 and beyond. This article examines what you should be aware of as you prepare for year-end tax planning.
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Cash Balance Plans: An Overview
Take advantage of accelerated retirement savings and significant tax benefits by offering Cash Balance Plans.
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Having a Long-Term Care Conversation with Aging Loved Ones
The possibility of experiencing a long-term care event later in life is a real concern for retirees and their families. That’s why it’s important to have a productive discussion with your senior parents about long-term care needs while they are still healthy.
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Plan Sponsors Get Reprieve From Roth Catch-Up Implementation
The IRS announced a two-year transitional period on the SECURE Act 2.0’s Roth catch-up contribution rule. If you’re a retirement plan sponsor, you now have until January 1, 2026, to prepare for implementation.
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Navigating Volatile Markets During Pre and Post Retirement
If you are nearing or in retirement, navigating market uncertainty can be concerning, especially when it comes to ensuring your assets last long after your working years are over. The good news is, there are strategies you can put in place now to help you stay on track for the long run.
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Look Out For These Top Tax Scams When Filing Your Taxes
Each year, the IRS produces a list of its “Dirty Dozen” tax scams. These scams tend to spike from December through April, but they can—and do—happen year-round. It’s wise to stay on top of the latest list of common issues—and take some simple steps to stay safe from them.
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Charitable Lead Trust
This article provides an overview of Charitable Lead Trusts.
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Donor-Advised Funds
This article provides an overview of Donor-Advised Funds.
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What is an Exchange-Traded Fund?
This article provides an overview of Exchange-Traded Funds.
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Charitable Remainder Trusts
This article provides an overview of Charitable Remainder Trusts.
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Retirement Plans for the Self-Employed: Choosing the Right Plan for You
Saving for retirement is a major concern for most Americans, but as a self-employed individual, there are a number of attractive opportunities to consider.
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Why Proper Account Titling Is Vital for Your Estate Plan
The way your assets are distributed into accounts, and, specifically, the way those accounts are titled, can directly affect your estate plan.
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Here’s What You Can Do to Prevent Check Fraud
Instances of check fraud are on the rise in the U.S. Below are some best practices to help you avoid becoming a victim.
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Bits and Bytes in Your Estate Plan
Technology has brought us various conveniences and efficiencies—but have you thought about how it could affect your legacy and beneficiaries? This article explores the importance of a comprehensive estate plan, including your digital assets.
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Trusteed IRAs Need to be Reviewed Under Post-Secure Act Rules
Those considering using a trusteed IRA to address larger wealth transfer goals are encouraged to take a fresh look at their plans following updated distribution rules of the SECURE Act and SECURE Act 2.0.
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