Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Optimize Wealth Transfer With Annuity Maximization

    September 20, 2024

    Annuity Maximization is a strategy that moves assets from an existing annuity to fund a life insurance policy. This can potentially increase the amount of money you leave to your heirs.

  • Leave a Larger Legacy Using IRA (RMD) Maximization

    May 30, 2024

    If you don’t require the income from your annual IRA required minimum distributions (RMDs), you can reposition these distributions more tax-efficiently—and create more wealth for your heirs.

  • Protecting Your Financial Legacy

    Robert Wheeler May 16, 2024

    There are a variety of ways life or long-term care insurance can help you prepare for life’s worst-case scenarios and help you preserve your financial legacy.

  • Don’t Procrastinate – Establish Your Will

    Jay Guyer March 14, 2024

    Establishing a will is certainly not a favorite undertaking for anyone, but it’s important. In fact, it’s one of the most important things to take care of that people commonly forget about, avoid, or procrastinate.

  • Window of Opportunity: Leveraging the Estate and Gift Tax Exemption

    Laura Medigovich February 23, 2024

    The estate and gift tax exemption limit is currently at a historical high. In anticipation of a significant decrease of this limit in 2026, here are a few strategies to help leverage this unique situation through tax-efficient wealth transfer.

  • Should you Consider a Spousal Lifetime Access Trust?

    Laura Medigovich February 23, 2024

    Couples may consider the use of a Spousal Lifetime Access Trust (SLAT) in order to leverage the current gift tax landscape through tax-efficient estate planning strategies.

  • Estate Planning for Procrastinators

    Jay Guyer January 19, 2024

    Sometimes a serious illness or health scare prompts people to take a hard look at their estate planning. Frequently, this is when the desire to minimize the impact of estate/inheritance taxes becomes a priority.

  • Estate Planning for the Family of a Child With Special Needs

    Martin Schamis December 14, 2023

    Parents of children with special needs are faced with unique considerations and choices when developing their estate plan.

  • Why Proper Account Titling Is Vital for Your Estate Plan

    Jack Cintorino September 29, 2023

    The way your assets are distributed into accounts, and, specifically, the way those accounts are titled, can directly affect your estate plan.

  • Bits and Bytes in Your Estate Plan

    Jay Guyer September 27, 2023

    Technology has brought us various conveniences and efficiencies—but have you thought about how it could affect your legacy and beneficiaries? This article explores the importance of a comprehensive estate plan, including your digital assets.


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