• Discover new options for today’s long-term care insurance

    Traditional long-term care policies require you to pay monthly premiums that typically increase over time.

  • Tax-managed investing: How to keep more of what you earn

    Designing and managing investment portfolios involves conducting research to select the best investments to meet each client’s needs. In this effort, it is natural to seek to maximize returns because this can improve the probability of meeting our clients investing goals. However, we all recognize that we cannot control the returns provided by the markets.

  • Consider a backdoor Roth if you make too much for Roth IRA contributions

    A Roth IRA is an individual retirement account that allows a person to set aside after-tax income up to a specified amount each year. Both earnings on the account and withdrawals after age 59 1/2 are tax free if it has been at least five years since you first opened and contributed to your Roth IRA, regardless of your age when you opened it.

  • Converting savings to retirement income

    During your working years, you've probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts.

  • Building a personalized asset allocation

    At the core of every financial plan is the asset allocation, which, at the highest level, is the optimal mix of asset classes most likely to achieve your long-term investment goals.

  • Don’t procrastinate - establish your will

    Establishing a will is certainly not a favorite undertaking for anyone, but it’s important. In fact, it’s one of the most important things to take care of that people commonly forget about, avoid, or procrastinate.

  • A guide to environmental, social, and governance (ESG) investing

    Environmental, Social, and Governance (ESG) investing is a rapidly growing investment discipline that includes many factors that make up traditional corporate best practices. Consequently, many firms that score well on ESG metrics are also solid investment opportunities.

  • Giving the gift of an education to the next generation

    Everyone knows and loves the feeling they experience when someone gives them a gift. That experience can be further heightened when the gift comes from a parent or grandparent, regardless of the recipient’s age.

  • Why use life insurance in estate planning

    Conversations about estate-tax planning and life insurance often go hand-in-hand. Why? Because life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity. Even when an estate wouldn’t owe any federal estate taxes, life insurance can play a useful role in your overall financial-and-estate plan.

  • Best states to retire…From a tax perspective

    You spend your life working hard to build a nest egg, saving toward retirement in hopes of maintaining a comfortable lifestyle and enjoying the fruits of your labor.

Article Authors

To learn about the professional background, business practices, and conduct of FINRA member firms or their financial professionals, visit FINRA’s BrokerCheck website: http://brokercheck.finra.org/