Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Retirement plans for the self-employed: Choosing the right plan for you

    Joe McDonald February 24, 2022

    Saving for retirement is a main concern for most working folks, but as a self-employed individual, there are a number of differences for your retirement planning strategies.

  • Long-term care solutions at Janney

    February 10, 2022

    Determining a long-term care (LTC) solution that best fits your needs depends on several factors, such as your current health, health history, age, and financial situation. Janney can help you decide which of the following coverage choices are in your best interest.

  • Which type of special needs trust is right for you?

    Jay Guyer February 3, 2022

    There are two types of Special Needs Trusts (SNTs): first-party and third-party SNTs. Which type makes the most sense for you to use depends upon whose property is funding the SNT.

  • Timing is everything: Using annuities as a retirement planning tool

    January 31, 2022

    Timing when you plan to retire is usually focused on your personal goals and circumstances. Market conditions or the economy often don’t play a part in the equation.

  • Why Proper Account Titling is Vital for Your Estate Plan

    Jack Cintorino January 21, 2022

    The way your assets are distributed into accounts, and, specifically, the way those accounts are titled, can directly affect your estate plan. This article explores the importance of proper account titling and its impact on your estate plan.

  • Choosing a corporate trustee

    Jack Cintorino January 20, 2022

    If you have determined that setting up a trust will help you accomplish your financial goals, the next step includes choosing your trustee—and if you choose a corporate trustee—deciding what capacity you want this trustee to serve.

  • Determine how life insurance fits in your financial plan

    January 18, 2022

    Check it Out! When it comes to life insurance, you might feel like you have more questions than answers. Do I need it? If so, when should I get it? What kind makes the most sense? How much should I have?

  • Is your A/B trust arrangement still necessary?

    Jay Guyer January 14, 2022

    As a result of the American Taxpayer Relief Act of 2013, and more recently, the Tax Cuts & Jobs Act of 2018, most couples no longer need to be concerned about federal estate tax. However, if you established an A/B trust prior to 2010, you might want to take steps now to revoke the trust in order to avoid the unnecessary expense and hassle for your family.

  • A family conversation on estate planning

    Martin Schamis January 14, 2022

    Estate planning can be difficult. For many of us, the first hurdle in developing a sound estate plan is coming to grips with our own mortality. Estate planning forces you to accept the inevitability of your own demise, as well as the possibility of your eventual incapacity or disability.

  • Approaching retirement: What you should be doing now

    December 31, 2021

    You’ve worked hard to save toward your retirement goal, and as it gets closer, now is the time to make some important decisions and nail down the specifics.

Article Authors

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