• Back to basics: Diversification and asset allocation

    When investing, particularly for long-term goals, there investing, particularly for long-term goals, there are two concepts you will likely hear about over and over again — diversification and asset allocation.

  • Leaving a legacy

    You've worked hard over the years to accumulate wealth, and you probably find it comforting to know that after your death the assets you leave behind will continue to be a source of support for your family, friends, and the causes that are important to you.

  • Key estate planning documents you need

    There are five estate planning documents you may need, regardless of your age, health, or wealth.

  • Asset protection in estate planning

    You're beginning to accumulate substantial wealth, but you worry about protecting it from future potential creditors.

  • Estate planning and income tax basis

    Income tax basis can be an important factor in deciding whether to make gifts during your lifetime or transfer property at your death. This is because the income tax basis for the person receiving the property depends on whether the transfer is by gift or at death.

  • Introduction to estate planning

    Simply stated, estate planning is a method for determining how to distribute your property during your life and at your death. It is the process of developing and implementing a master plan that facilitates the distribution of your property after your death and according to your goals and objectives.

  • 529 savings plans

    529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today.

  • 529 Plans vs. other college savings options

    529 plans can be a great way to save for college, but they're not the only way. When you're investing for a major goal like education, it makes sense to be familiar with all of your options.

  • Education tax credits

    It's tax time, and your kitchen table is littered with papers and forms. As if this isn't bad enough, you recently paid your child's college semester bill, and you don't know where you'll find the money to pay the taxes that you expect to owe.

  • Long-term care annuities

    When planning for the potential cost of long-term care, you've probably considered long-term care insurance. But premiums can be expensive and if you do buy the coverage, you probably hope you never have to use it. The prospect of paying costly premiums for long-term care insurance that you might never use might discourage you. Enter the long-term care annuity.

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