Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Beware of These Top Tax Scams When Filing Your Taxes

    December 15, 2025

    The IRS releases its “Dirty Dozen” tax scams each year, highlighting schemes that put taxpayers at risk of identity theft, financial loss and potential legal consequences. While these scams tend to spike during tax season, typically December through April, they can occur at any time of year. Understanding how these scams work and knowing what to watch for can help you protect your personal information and avoid costly mistakes.

  • 3 Smart Steps to Start Investing

    December 12, 2025

    Ready to start investing but not sure where to begin? Getting started doesn’t have to be overwhelming. With the right approach, you can build confidence and create a plan that works for your life. Here are three smart steps to help you start investing with confidence:

  • 5 Mistakes Investors Make When Their Financial Lives Get More Complex

    December 12, 2025

    As your financial life grows, whether through career success, savings, inheritance, or business ownership, your financial decisions become more complicated. Many investors unintentionally overlook key areas that can impact long-term results. Here are five common mistakes we see and practical ways to avoid them.

  • 2026 Mandatory Roth Catch-Up Requirement: Clarified Rules and Transition Relief

    Dann Stephens December 3, 2025

    If you are a retirement plan sponsor, the final countdown has begun. Beginning January 1, 2026, the SECURE 2.0 Roth catch-up requirement formally takes effect.

  • Account Takeover Fraud via Impersonation of Financial Institution Support

    December 3, 2025

    This is a Public Service Announcement from the Federal Bureau of Investigation regarding cybercriminals impersonating financial institutions to steal money or information through Account Takeover (ATO) fraud schemes.

  • How to Prepare Financially for Medicaid and Preserve Wealth

    Jack Cintorino December 1, 2025

    Medicaid, a joint federal and state health care program, is often used by retirees to cover medical and long-term care costs. Here are some strategies to consider before you apply, to help protect assets.

  • Cash Balance Plans: An Overview

    October 29, 2025

    Take advantage of accelerated retirement savings and significant tax benefits by offering cash balance plans.

  • Optimize Your Retirement Assets Using Tax-Efficient Distribution Strategies

    Shurdonna Joseph October 20, 2025

    In retirement, the timing and method of withdrawing funds are as crucial as the investment strategy itself. A thoughtfully crafted distribution plan helps meet income requirements, manage tax obligations, and extend the longevity of your portfolio.

  • 8 Reasons to Give to a Donor-Advised Fund vs. Directly to a Charity

    October 20, 2025

    Donor-advised funds can offer some advantages over direct donations to charity—including flexibility and strategic tax planning.

  • Protecting Your Assets from AI-Enhanced Scams

    September 29, 2025

    Artificial intelligence (AI)-powered scams are spreading rapidly across the United States. They are meticulously crafted, highly persuasive, and can drain your bank account in mere seconds. Here’s how they work, and how you can safeguard yourself.


Article Authors

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