• Life insurance and charitable giving

    Life insurance can be an excellent tool for charitable giving.

  • Long-term care annuities

    When planning for the potential cost of long-term care, you've probably considered long-term care insurance. But premiums can be expensive and if you do buy the coverage, you probably hope you never have to use it. The prospect of paying costly premiums for long-term care insurance that you might never use might discourage you. Enter the long-term care annuity.

  • Making decisions about Medicare

    Medicare, the federal health insurance program that covers most people who are 65 and older, is made up of different parts that help cover specific services.

  • 5 questions about long-term care

    Long-term care is not just provided in nursing homes—in fact, the most common type of long-term care is home-based care. Understandably, many people put off planning for long-term care.

  • Discover new options for today’s long-term care insurance

    Traditional long-term care policies require you to pay monthly premiums that typically increase over time.

  • Why use life insurance in estate planning

    Conversations about estate-tax planning and life insurance often go hand-in-hand. Why? Because life insurance can be a way to help loved ones pay for estate taxes, as well as to provide estate liquidity. Even when an estate wouldn’t owe any federal estate taxes, life insurance can play a useful role in your overall financial-and-estate plan.

  • Planning for healthcare costs in retirement

    Did you know that health care costs are likely to be your greatest expense during retirement? This makes it especially important to include health care costs in the equation when you consider how much money you need to save for your retirement. Today’s retirees are living much longer in retirement than their parents did—our increased life expectancy is often achieved through medical care. Here are some strategies to help you prepare.

  • Protecting your loved ones with life insurance

    Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals. It's important to understand the different types of policies and what type of insurance is right for you in order to protect your loved ones.

  • Don’t go broke caring for an elderly family member

    Financial Planner, Mike Repak, discusses written care agreements and how they can protect you.

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