Educational Insights

Our educational insights cover a variety of topics to help you better address your financial needs and implement your financial plan, with strategies and solutions that may help you meet your financial goals.

  • Secure 2.0 Act: What Plan Sponsors Need to Know in 2024

    Dann Stephens March 21, 2025

    As 2025 unfolds, the SECURE 2.0 Act is bringing key changes that will impact retirement plan design and participant savings strategies.

  • Trusteed IRAs Need to be Reviewed Under Post-Secure Act Rules

    Jay Guyer March 21, 2025

    Those considering using a trusteed IRA to address larger wealth transfer goals are encouraged to take a fresh look at their plans following updated distribution rules of the SECURE Act and SECURE 2.0.

  • An Important Update on Social Security Benefits

    February 28, 2025

    The Social Security Fairness Act was recently signed into law, repealing the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO).

  • 6 Tips for Retirement Literacy

    Jay Guyer February 26, 2025

    A recent Federal Reserve survey reported that 28% of non-retirees do not have any self-directed retirement savings*.

  • An Annuity Income Strategy During Volatile Markets

    Peter A. Longo February 18, 2025

    While it’s understandable to feel uneasy when the market experiences periods of extreme volatility, it’s important not to panic and instead focus on what you can control. Implementing new strategies, in consultation with us, may help keep long-term goals on track.

  • Don’t Overlook This Hidden Retirement Risk

    Peter A. Longo February 18, 2025

    After working so hard to save for retirement, it’s important to be aware of potential risks that arise when you stop earning and start withdrawing. This article explores some solutions you may consider to help protect your retirement income from sequence of returns risks.

  • Retirement Planning for Women

    Shurdonna Joseph February 14, 2025

    Navigating the world of personal finance and investing can feel overwhelming to most people—and gender may further affect your financial experiences and situation. Here’s some of the unique considerations women often face, and how you can take control by planning for your financial future.

  • How to Start Planning Retirement Withdrawals

    Martin Schamis February 7, 2025

    Planning a retirement withdrawal strategy is a fundamental step toward replacing a traditional paycheck with a long-term retirement “paycheck.”

  • How to Reduce Taxes on Employer Stock in a 401(k) Plan

    Jay Guyer January 15, 2025

    If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.

  • Consider a Backdoor Roth if You Earn Too Much to Contribute to a Roth IRA

    Jack Cintorino January 15, 2025

    While the tax advantages of a Roth IRA can be very enticing, it has income limits that may exclude you from being eligible to contribute to this type of retirement savings account. But have you considered a Backdoor Roth?


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